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THE NORTH GROUP METHOD TO BUYING YOUR HOME
A buying experience tailored to your goals
A buying experience tailored to your goals
Our method
Here's exactly what you can expect
We’ve created an overview of the entire process to help you prepare and get started. From here, your North Group Team Partner will work with you to build a customized plan based on your goals.
First, let's get you pre-approved
Before you start looking for a home, you need to know how much you can spend. Getting your mortgage preapproval is the very first step in the process—and it’s never too early to start! It will strengthen your position when you’re ready to submit an offer and help you focus on opportunities in your price range. Consult with your bank and/or a mortgage specialist who will look at your current financial situation and preapprove you for a mortgage within your budget. This pre-approval will typically be valid for 120 days.
Create your wishlist
When creating your wishlist, there are a lot of factors to consider. For example, you'll want to consider whether you want to purchase a house, condo, or investment property; how much you can afford; location; timeline; transit access; lifetsyle; amenities; and parking.
Search for homes in real time with REALM™
Search in real time from any device using an exclusive tool called REALM™; an invite-only search tool that gives you direct access to the same MLS system used by us, as Realtors. Easily communicate with your North Group Team Partner to comment on listings or request showings. It’s user-friendly and instant; it looks a lot like your favourite social media tools where you can like, comment, save and share listings. (Sleep is for those without access to REALM™.)
This ground-breaking joint venture between Teranet Inc., Canada’s leader in land registry data and platform modernization, and technology specialists Stratus Data Systems, is delivering a revolutionary best–in–class, leading-edge, end-to-end Multi-List front end Platform (MLP); REALM™. This front-end MLP is powered by an expanded state of the art technology stack from Stratus and Teranet.
Tour homes, on your schedule
We know how busy life can get and your time is valuable! We’ll help streamline the best 5-8 properties to preview in person or virtually and ensure they meet your criteria so you aren’t wasting your time. We’ll help you keep track of which homes you view and then discuss honest feedback on each.
We'll get you insider info and craft a compelling offer
When you find the right place, the next step is to submit an offer. When you submit an offer (Agreement of Purchase and Sale), the main components for you to consider are:
Offer Price: The amount you are willing to pay. This may be the final amount or the starting point of negotiations
Clauses: A clause is a term or terms necessary to include in your offer to protect you through the purchase process
Closing/Completion Date: The date that you pay for and take title/ownership of the property
Deposit: This is typically 5% (or more) of the purchase price and is payable by bank draft or certified cheque within 24 hours of offer acceptance or in some cases, with the offer, depending on circumstances
Conditions: A condition is a clause the Buyer needs to waive or fulfill by an agreed time in order for a sale to be finalized. The most common conditions are: financing, inspection, lawyer review and status certificate review
Chattels and Fixtures: Otherwise known as inclusions and exclusions; these are the items that you wish (or the Sellers wish) to be included or excluded from your offer.
Offer acceptance
Once your offer has been successfully negotiated and accepted by all parties, you now have either a conditional or firm sale. Once firm (conditions have been fulfilled according to the agreement), your sale remains pending until the Closing/Completion Date. You will require a lawyer to facilitate the closing of your property. We recommend that you contact your lawyer a minimum of 1-2 weeks before your closing date to ensure that everything is in order and to confirm a date and time to sign all paperwork (this can be done virtually), where and when to pick up keys for your new home etc.*
*If you do not have a lawyer, we will be pleased to recommend one of our preferred partners to you.
Pass the champagne and toast to your new home
On closing day, your lawyer will advise you once the transaction has been successfully completed (i.e. funds have been transferred) which would mean that the title will be officially transferred and you’ll be given access to your new home! The Sellers typically have until 6:00pm to provide vacant possession, unless otherwise negotiated in your contract. Congratulations, homeowner!
why North group?
8 reasons to buy with North Group
There are over 70,000 agents serving the Greater Toronto Area on the Toronto Regional Real Estate Board alone (and thousands more on local boards). As a Buyer, you have a plethora of options when it comes to selecting a Realtor to represent you through the buying process. So that begs the question, why choose North Group?
We know the market
We eat, sleep and breathe real estate. We take our responsibility seriously to ensure you understand what is really happening in the current market (and why).
We operate from our core values
Relationships first, always. This is at the centre of what matters most to us. We intend to earn (and keep) your trust through the entire buying process and our commitment to “relationships, first” extends far beyond your purchase.
You'll always know what happens next
One of the most important things we can do for our clients is always staying one step ahead to make sure you know what’s going to happen next. We make every effort to keep you updated and informed. We will not only keep you updated on current market conditions or changes, we will provide honest feedback on a particular property or neighbourhood.
Our services are absolutely free
Did you know that there is absolutely no cost to you working with North Group to buy or invest in real estate? When you buy a property, we are compensated by the sellers, not by you.
We are expert negotiators
Our extensive real estate sales experience, combined with our commitment to education in both sales strategies and the market ensures we have the upper hand at every negotiation table. Many of our Team Partners have received the Certified Negotiation Expert designation. By hiring North Group, you have the best chance to get exactly what you are looking for at the right price and with minimal stress .
You have an entire team working for you
From your pre-approval and search process, to your accepted offer and moving day (plus everything in between), our team is dedicated to working hard for you. But it doesn’t even stop there; we also work with an extensive network of service partners that are devoted to our clients and operate at the same level of excellence and expertise as we do (lawyers, mortgage brokers, inspectors and more. Just ask and we can provide our recommendations!).
We are paperless and digital
We use industry-leading tools and technology to assist with your search process and manage your purchase. We can automate everything—you won’t have to print or scan a single thing. Through our paperless systems, our buyers can sign documents in minutes from anywhere and on any device.
You'll have a real estate experience worth talking about
Our job is to help ensure that your buying process is as easy and seamless as possible for you. We know it can be stressful, but with our help, it can also be really great too! We will do everything we can to make your real estate experience worth talking about. Over 80% of our business is referral based. That means our clients have had great experiences and recommend us or keep coming back. Our goal is to make sure you feel the exact same way.
Rafay Saeed
I worked with Frances Eager on the purchase of my first condo and she was incredible to work with. I looked for my ideal condo unit for 3 months in downtown Toronto and Frances was there to help every step of the way. She was patient, knowledgeable, professional, understood what I was looking for, helped with negotiations, and has an awesome personality. Frances made the search such a fun experience and helped me secure a unit in downtown that not only surpassed all of my expectations but also for under asking!
Nasrin Naim
Had the pleasure of working with Cody and secured my first property with him. He was very responsive, and on the ball about real estate knowledge. If you're looking to make a smart purchase in the city, he's your guy. Could not recommend him and his brokerage enough.
Felicia Perrone
We met our realtor George at another open house and made an instant connection. When it came time for us to actively look for a bigger home, it was not an easy task. George took on our unique situation with enthusiasm and positivity. He also very generously offered his time and skills to get our old home ready to sell. We were very pleased with the dedication he showed into making sure we found the right house that fit our needs. Although it was a stressful journey, we did finally find our new forever home. Thank you so very much to George and to North Group Real Estate
Monica Alfonso
It was such an incredible experience having Karina Majewska as our real estate agent in our search for a condo downtown. We would probably still be looking on FB marketplace if we didn't have Karina's help. Karina's unmatched dedication was clear as we were able to secure an amazing place within a week. From the moment we started working with Karina, Karina created a system and tailored the experience for us which made the process so smooth. Karina's passion for helping people find their homes was evident every step of the way she provided excellent guidance, professionalism, knowledge, and great communication. The process was so seamless that I cannot recommend Karina enough. Truly grateful that our paths crossed cause I don't know what we would have done without Karina!
Steph Jones
Sophie at North Group came highly recommended, and there's a good reason for it. A true professional, Sophie is organized, flexible, and patient. She has an incredible amount of knowledge around Toronto neighborhoods, laws, and amenities. More than a realtor, Sophie is also a genuine person who cares a lot about her clients and finding them the perfect fit. She's an absolute pleasure to work with, and I'll be requesting her again the next time I have to make a move. Thank you again for all that you do.
Maxi Azario
Ana Morales from North Group came highly recommended, and now I understand why. A consummate professional, Ana isn't only organized, flexible, and patient but also goes the extra mile for her clients. Beyond her role as a realtor, Ana is a genuinely caring individual who is deeply invested in finding the perfect fit for her clients. What truly stood out for me was her exceptional dedication. She even drove me to visit various apartments, demonstrating her commitment to ensuring I found the right place for me. Working with Ana was an absolute pleasure, and I will undoubtedly request her assistance for my future moves. Thank you once again for your outstanding service Ana!
Claire Madison
Karina at North Group Real Estate went above and beyond to help my friend and I find a beautiful apartment downtown Toronto. She was so easy to work with and gave us all the information and help we needed in order to be as successful as we were in our search. She cares about the people she works with and makes it evident that helping people find a place to call home is what she is passionate about. Thank you Karina!!!!!
Sarah Bornstein
Sophie was the perfect choice for a real estate agent in searching for our first home. She listened to our wants and needs and found us something perfect for our family in only two weeks. She was patient with my endless questions as a first time home buyer and I felt supported at every step. Would definitely recommend Sophie and her team!
We’re here to help make your GTA real estate dreams a reality
